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Loan protection

Benefits include:

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Loan protection is a type of insurance designed to help borrowers manage their loan repayments in case of unexpected events that could prevent them from earning an income or making payments. It provides peace of mind by covering loan repayments if the borrower faces situations like:

  • Payoff of remaining loan balance in the event of death.
  • Monthly loan payments if a member becomes totally or continuously disabled.
  • Eliminate financial hardship for family member in the event of death or disability.
  • Payoff the deficiency balance on an auto loan in the event of a total loss on the vehicle.

We offer a variety of loans

Choose a loan type below to learn more

Vehicle Loans
Vehicle loans are loans specifically used to finance the purchase of a vehicle, such as a car, truck, or motorcycle. They can be either secured or unsecured, with secured loans typically requiring the vehicle itself as collateral.
Mortgage & Home Loans
Mortgage and home loans are loans specifically designed to help individuals purchase or refinance a home. These loans are typically secured, meaning the property itself serves as collateral for the loan.
VISA Credit Cards
A VISA credit card loan typically refers to the ability to borrow money on a VISA credit card and repay it over time, either as part of the regular revolving credit balance or through specific loan-related features the card may offer.
Share Secured
A Share Secured Loan is a type of loan that is backed by your savings or share account (a type of savings account at a credit union) as collateral.
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Secured Certificate
A Secured Certificate Loan is a type of loan where the borrower uses a certificate of deposit (CD) or other certificates as collateral to secure the loan.
Personal Loans
A Personal Loan is an unsecured loan that provides borrowers with a lump sum of money to be repaid over time through regular installments. These loans can be used for a variety of purposes, such as consolidating debt, financing major purchases, or covering unexpected expenses.
Co-signer Loans
A co-signer loan is a loan in which someone (the co-signer) agrees to take responsibility for the loan if the primary borrower is unable to repay it.
Seasonal Loans
A seasonal loan is a type of loan that is designed to meet the financial needs of borrowers who experience fluctuating income or expenses throughout the year, typically due to the seasonal nature of their work or business.

Published loan rates can be deceiving

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Yes, published loan rates can be deceiving because they often don't reflect the full picture of what a borrower might actually pay. Lenders typically advertise the lowest available interest rate, which is often based on ideal conditions, such as a borrower with excellent credit, a large down payment, and a stable financial background.

Calculate Tour Rate

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance